Who is liable? My new golfing experience...

[GGnz]

Photo -

[vvega]

bahahahahhahahaha
his insurace will cover it

v

[TrouserFxGt]

It's a simple 'duty of care' matter. Hit ball, $&#$% up, break shit, you pay.

By the reasoning of some of you, if a plane crashed and destroyed my house and I didn't have insurance then, oh well too bad for me, the plane wasn't suposed to crash so you have to pay.

eggs.....

[vvega]

It's a simple 'duty of care' matter. Hit ball, $&#$% up, break sh*t, you pay.

By the reasoning of some of you, if a plane crashed and destroyed my house and I didn't have insurance then, oh well too bad for me, the plane wasn't suposed to crash so you have to pay.

eggs.....

the club/course will have insurance to cover it just like in your example the airline would pay not the pilot


hence public liability insurance and why i said limited liabilty

[kyteler]

Photo -

If it's of any use, I might still have the hatch of one of those Starlet's sitting about the shed... could make for a relatively easy condolence.

[TRD Man]

If you haven't I've got a big rear wing that we pulled of an EP71 Jap racer sitting here. It'd keep the rain out.

[[b|indsp0tt]]

If the owner comes upto you and asks if you (or your mate in this case) hit the ball and you own up,then you have to pay,but if they cant find out who did it then the club will pay for it Thats the way it worked at the golf club I worked at,and it happened alot Good thing our Club President owned a panel beaters and paint shop Never got any broken windows though

[CEvans]

the golfer is deffinatly liable as the car is clearly parked in its own private driveway and you would expect someone damaging your car in your driveway to pay up.

[crnkin]

what a load of bull you guys talk, what the fluck.

If you asked at the golf club youd find- green fees include limited liability insurance.

Every club Ive ever played at, which is alot- upwards of 20, has had this insurance.

By paying the green fees and the course accepting your in a fit to play condition, your insured for up to 5 million dollars by way of accident.

Example:

In Queenstown. If I hit a ball, it hit a super kinetically charged rock (i know shuttup) and it bouced so high and fast it hit a plane taking off (has happened) and the plane heard the bang, and a panel was damaged, then the plane had to land, if the cost of that redirection was less than 5 million NZD, your covered, if over, you have to pay the extra.

Question answered. Go ahead talk some more shite

[pervert]

the golfer is deffinatly liable as the car is clearly parked in its own private driveway and you would expect someone damaging your car in your driveway to pay up.

Do you think they put that black tape around the hole before the ball hit it too?

[sam.bzg]

what a load of bull you guys talk, what the fluck.

... nice

[vvega]

what a load of bull you guys talk, what the fluck.

If you asked at the golf club youd find- green fees include limited liability insurance.

Every club Ive ever played at, which is alot- upwards of 20, has had this insurance.

By paying the green fees and the course accepting your in a fit to play condition, your insured for up to 5 million dollars by way of accident.

Example:

In Queenstown. If I hit a ball, it hit a super kinetically charged rock (i know shuttup) and it bouced so high and fast it hit a plane taking off (has happened) and the plane heard the bang, and a panel was damaged, then the plane had to land, if the cost of that redirection was less than 5 million NZD, your covered, if over, you have to pay the extra.

Question answered. Go ahead talk some more shite

ive been saying this the intire time btu no apprently were $&#$% and have no idea

v

[crnkin]

yes wayne, i know, but you didnt get all shitty about it like me, and THAT my friend, is the difference

[wde_bdy]

I think a lot of the dispute here comes from misinterpretation.
Some people were saying the car owner was responsible, this is not the case UNLESS they are parked on the golf course grounds and there are appropriate signs.
If private property is damaged outside the golf course, the golfer is liable. However, the costs are met by the insurance cover of the golf course that is paid for by the green fees. Saying the golfer is not liable is incorrect, its like me saying I'm not liable if I have an accident in a rental car with insurance. I'm still liable, but the insurance pays on my behalf.

Callum

[TRD Man]

You guys are confusing the issue.

The fact that the golfer has a contract with the golf club which enables he/she to utilise the benefit of their public liability insurance in no way diminishes his/her responsibility to put right the damage he/she has caused.

The car owner has redress against the golfer, not the club. That the golfer has cover under the club's insurance policy doesn't alter that fact.

[vvega]

no my good sir you are confused by the attual purpose of the threed....

Just curious as to who would pay out for this. Is it a) the golfer, b) the golf club, or c) the owner (or his insurance)

its WHO will pay
the problem with this and everyother threed here is people eathier cant read or some how do not understand simple english

the person that pays out is B: the golf club
as as been said the golfer has limited liability to payout.......
as long as teh damage dose not exceed the club insurance then he is covered

is that still confusing the purpose of the threed ??
or is it just in conflict with what you think the threed should be about???

v

[deaf_rattle]

stop being a munter wayne.
arguing doesnt change the fact that nice people would take responsibility for their actions

[vvega]

im not argueing shit...
you guys are so bussy tring to tell everone what you think that you didnt even think about wethier it was even relevent
new flash matt noone cares what you think is right(though it could well be true) they didnt come here for a moralistic lesson they just had a simple question

maybe if ya got off ya high moralistic horse stop telling people what they should do and just answer the $&#$% question
people get insurance for a reason matt .get over it

[TRD Man]

Actually vvega, I can read perfectly.

The question is - who would pay? Not - who is likely to pay?

Your answer, that either the golf club or their insurer will pay, is likely correct.
But it is presumptuous. And presumption is a dangerous thing.

Whilst it might be likely that the golf club has limited liability insurance and that that insurer will cover the cost of the damage there is no guarantee this is the case.

There is no compulsion for the club to carry this insurance. Moreover, in today's age of insurance claim rejections being commonplace, there's no guarantee of a favourable outcome.

Also, I don't believe that it's been stated that the golfer was a member of the golf club and this could have a bearing on any claim.

The only certainty, given the information we've had to date, is that the golfer is liable. Anything further is an assumption. And you know what they say about that!

[vvega]

lol youve never been to a golf club have you
you also made the asumption the club would have no insurance and that he has to be a member to be covered by it .....

maybe instead of acusing people of giving misleading infomation you should perhaps ask for claraforcation on the asumtions you have also made



v