yay some prick hit my car

[escortman]

F*@K so pissed off
my car was hit on the drivers side at a party from half way along 3/4 panel to front guards.
the B piller is all crinkled and sh*t but only below the window line
door is fu@ked
and mayb some chassis damage

people outside sed the car tried to do a handbakre and just wen striaght into mine


got all the details so visit to postshop 2moro will uncover a few things



so gutted will post pics 2moro

[Adamal]

I'd say don't bother going to the post shop to get the details, just go straight to the police.

[escortman]

yeh im going there now

[deaf_rattle]

that sucks man.
hope it gets sorted.

[Jazza]

Insured?

[escortman]

man it gets better on way to police station lots of rubbing etc get home check out back magz both bent i cudnt figrue out how the left side got damged til i saw curbing makrs where its bounced into the curb




na im only 17 stil at skool so only have 3rd party fire and theft

[wde_bdy]

na im only 17 stil at skool so only have 3rd party fire and theft

Read your policy, most of them have an uninsured motorist extension. If you can prove who was driving the other car (through the police or witness etc) then you will have cover up to a set level with no excess and won't affect your no claims discount. My policies through State are covered up to $3,000. So it won't matter if the other guy had no insurance, no money or was drunk you could still get some cover. Let the police know this, tell them you are responsible enough to have 3rd party but need their help to identify the driver so your car can be fixed.

Callum

[TRD_ZERO]

Dnt worry too much about it man after you go to the police and give them the details call your insurance company give them the details and they should sort out the rest hopefully.

[escortman]

yeh my mum said somethign about even if they arent insured etc i stil get something, i was a bit to pissed of to listen properly, but now i have their details and goin to let mum sort it out, shes an insurnace broker and has heaps of friends in places lol

[TRD_ZERO]

Well thats good news atleast she will know what to do good luck and make those bastards pay!!

[RS13]

I say compulsary insurance ftw. They do it in the states, I'm pretty sure they do it in Oz? If you can't afford insurance, then you can't afford to own a car.

[deaf_rattle]

I say compulsary insurance ftw. They do it in the states, I'm pretty sure they do it in Oz? If you can't afford insurance, then you can't afford to own a car.

all tho i dont have insurance yet, i would agree with this,
if it was compulsary, it would be cheaper.

would save alot of time and stress

[Adamal]

Yea, I think insurance is covered in your registration over in Aus, which is why rego costs a lot more over there than over here

[Emperor]

Yeah, I think it's like $1000 for 6 months rego?

Cause it covers insurance.

What I was told by the guy at work anyway, who moved there last week

[flat_0ut]

Yeah, I think it's like $1000 for 6 months rego?

Cause it covers insurance.

What I was told by the guy at work anyway, who moved there last week

*about $300 for a 6 month rego (including compulsary 3rd party premium)

[escortman]

if only


but the government aint that smart

[mycoolcar]

So 3rd party private insurance doesnt exist in aussie? (because 3rd party is covered under registration)

But they still have optional full cover?

[jeremiahnz]

Compulsory insurance is good as long as it is regulated. Otherwise you can get into a situation where companies continually raise their prices because people are always going to have to pay.

I’m not sure if it would be applicable in the situation described anyway. If the person was pulling a handbrake and the insurance company can prove it, I thought they wouldn’t cover him (same as if they were drunk or driving an unwarranted car)

[escortman]

I’m not sure if it would be applicable in the situation described anyway. If the person was pulling a handbrake and the insurance company can prove it, I thought they wouldn’t cover him (same as if they were drunk or driving an unwarranted car)

dont say that i want some money lol

[Caveman]

IIRC

Compulsory insurance in Australia only covers medical bills, so if you injury someone in a crash your insurance will cover their treatment. The compulsory plan required doesn't include vechile damage. Obviously you can purchase vechile damage seperatly.

This is what I can remember from when I lived there about 10 years ago.

I can only assume this is because they dont have any free public health service.