Toyspeed.org.nz Message Board

by **gleem** » Wed Oct 04, 2006 5:42 pm

Well im keen on getting a gtt so i rang up to see how much it would cost to insure me, AA + AMI wont touch me, NAC quoted me just over $2000 and insure direct quoted me $1700 which is still way toooo expensive and that is with no mods! im almost 18 and have no insurance history.

Just wondering what the rest of you are paying and if there is any other companies out there that you would recommend and possibly be cheaper.

Santa's TardMe Listings · by **Santa'sBoostinSleigh** » Wed Oct 04, 2006 5:46 pm

surprise surprise

its a turbo 4wd sports car and youre young with no history!

i pay $50/month for mine
insured for 18k
im 24
theft excess is stupidly high (about $1500-2000)
thats tower thru tsb bank

by **cynakyl** » Wed Oct 04, 2006 6:42 pm

i pay about $900 a year full insurance, thats with $300 excess for me, $900 excess for my 22 yr old bro and $1200 for my 21yr old girlfriend. Through tower. I wouldnt even bother looking around as every insurance company will ask for internal organs or say why did you even bother calling. My non turbo s14 i got when i was 21 was costing me about $1200 a year through NAC.
So maybe it worth looking at a GT or something along those lines (no turbo).

by **gleem** » Wed Oct 04, 2006 6:59 pm

i wouldn't mind paying around $1000, my mate only pays $800 for his legacy gt cause his old man has all his insurance with the same company and he was listed as a main driver under his dad. Im thinking i might get my parents to do the same but they are with ami and they dont touch modifed unless your 25+

by **dougsop** » Wed Oct 04, 2006 7:11 pm

i m with NAC.
$90 a month.
with a 97 GT4, and thats unlimated mod, i can do wat ever i want to it as long as i tell them, also thats 60% NBC insured for around 15k.
i m 21

by **crnkin** » Wed Oct 04, 2006 8:39 pm

$2000 is a good deal to be insured in a performance car.

just have to get over it an bite the bullet. Fast cars arent cheap. If you think they are dont get one. Hell, if you cant afford $38 a week, how can you afford $100 a week for the petrol, $2000 a year in clutches, shocks, tyres, cv's, oil, filters, $3000 a year in depreciation, $1000 a year in fixed dents you will get from the supermarket car parks blah blah blah

If you budget on 15k car, say you want a gt-t, youll need another 10k disposible per year to keep it running. Otherwise buy a honda i guess. Even then you still wont be able to afford.

Ahhhhhh facts of life

OMG so shiny! · by **Dell'Orto** » Thu Oct 05, 2006 12:48 am

Hahaha, $2k is cheap, considering you're right up there as an insurance risk.
Go with Insure Direct, dont drive like a cock, get fines or crash, and you'll find by the time you're 20 you'll have pretty reasonable insurance prices.
But yes, crnkin summed it up well - cars arent cheap, particularly fast ones. If you want cheap insurance and maintenance, you're gonna have to go buy something like a EE80 Corolla :lol:

Website · by **Emperor** » Thu Oct 05, 2006 7:18 am

I'm with NAC with my R34, with two claims in one year
$1900 a year, with $1400 excess

lol

no grip · by **Akane** » Thu Oct 05, 2006 8:24 am

I was with NAC for a while, 22, $3k per year, $1.9k excess.

by **Adydas** » Thu Oct 05, 2006 8:41 am

My quote for the GT4 was $1800 with NAC, thats including the engine work, Blitz turbo etc. ( 23 )

by **Silent Knight** » Thu Oct 05, 2006 8:46 am

I was on 1.1K a year with NAC with the Soarer + all modifications.
That was when I was 19 as well.

Some of you guys seem to be getting ripped off a wee bit.

by **mikeygtt** » Thu Oct 05, 2006 8:52 am

Im old (33) I pay $480yr with state. This includes roadside rescue and windscreen cover. Excess is $300

Santa's TardMe Listings · by **Santa'sBoostinSleigh** » Thu Oct 05, 2006 9:04 am

mikeygtt wrote:Im old (33)

thats why

by **gurutasker** » Thu Oct 05, 2006 10:06 am

If your near 18 are you still living at home with your parents?

May be a hard ask, but if you can get them to have the insurance under their name with you as the primary driver that might work. Or atleast bump down some of the premuims. (Always go in and talk to people face to face if possible.. over the phone doesn't really work in my experience)

Just wondering... where do you work? you must get paid pretty sweet to earn enough to buy a GTT Caldina before 18.

red car · by pc » Thu Oct 05, 2006 10:49 am

gurutasker wrote:Just wondering... where do you work? you must get paid pretty sweet to earn enough to buy a GTT Caldina before 18.

Haha... that's a funny assumption. Anyone can borrow any amount of money these days. :lol:

by **XERO** » Thu Oct 05, 2006 11:21 am

My GT was 1400 from NAC 2 years ago, when I was 19 and on a restricted,
Now its around 800 with full licence, garaged, alarmed.. and a $1500 excess...

Thats through NAC... I think Toyota Insurance is prettey good, its only for toyotas under 15 years old...

by **XERO** » Thu Oct 05, 2006 11:23 am

cynakyl wrote:i pay about $900 a year full insurance, thats with $300 excess for me,

Yeah and your old!!! muhahaha... how is ya gurl btw?

by **gleem** » Thu Oct 05, 2006 3:46 pm

gurutasker wrote:
Just wondering... where do you work? you must get paid pretty sweet to earn enough to buy a GTT Caldina before 18.

ive been working part time since i was 15 and have pretty much always done fulltime work over my holidays so yeh just saved it. All by myslef i might add no cash from parents

. Im hoping to get one imported for around 10k and over xmas break get money for rims and a a few other mods before uni starts and pay insurance monthly.

Santa's TardMe Listings · by **Santa'sBoostinSleigh** » Thu Oct 05, 2006 3:51 pm

just buy mine, its already modded :twisted:

well 'normal' mods for a GT-T
once you start fiddling too much it costs BIG BIG BIG $$

by **gleem** » Thu Oct 05, 2006 6:06 pm

Give us the link for it if it's on tm or anything along those lines, could be keen if its manual and the price is right

Toyspeed.org.nz Message Board

Insurance on gtt's

Insurance on gtt's

Who is online