Insurance again...sorry guys

Leon · Post by **Leon** » Tue May 06, 2008 7:02 am

AE86less wrote:
Leon wrote:noelene@johnrae.co.nz

NAC gave me a better price than they could on my standard MR2...

Ok.

However, poster asked about an MR2 with $10-$15k worth of mods.

Thus why I posted that e-mail. They insured a caged, engine transplanted Corolla with race seats and full harness belts for me in about five minutes.

AE86less · Post by **AE86less** » Tue May 06, 2008 8:14 am

My apologies.

When posting I believed that he was looking for opinions and experiences, obviously I was somehow mistaken.

pureadrenalin · Post by **pureadrenalin** » Tue May 06, 2008 8:47 am

I go through John Rae insurance brokers. (which ends up with classic car cover)
Costs me less to insure the MR2 race car (road driven, valued at $16k for insurance purposes) than it did my 1.5L auto corolla!

cogent · Post by **cogent** » Tue May 06, 2008 9:19 am

Im with NAC on my RX7. 21, full license, few speeding tickets (nothing more than 15k over). Full cover is $1500 prem a year, $1800 excess, $3200 theft excess. Insured for $20k.

Got a quote with CLIC insurance the other day, same situation - $1200 excess, seperate excess on mods (ie if my RIMMZ stolen). cant remember what the prem is but it was cheaper than NAC.

Best thing attracting me to them so far is they let you choose your own repair shops. You pay the mechanic/panelbeater/whatever your excess and the insurance pays the rest.

pureadrenalin · Post by **pureadrenalin** » Tue May 06, 2008 9:59 am

Dam

I pay $400 prem a year, $500 excess.

As leon said, drop noelene@johnrae.co.nz an email.

Regards

Garnett

barryogen · Post by **barryogen** » Tue May 06, 2008 10:15 am

2001 Altezza RS200Z
Lots of TRD bits, but the AA consider it to not modified(something about being TRD gear).

Agreed Value of $18k(I paid $15k), costs me ~$400 a year.
28yo Male, mrs on restricted named on policy, $500 excess for either of us.

I have two speeding tickets(mid 60s in a 50 zone) in the last 3 months, they didn't care as long as it wasn't anything bad.

xsspeed · Post by **xsspeed** » Tue May 06, 2008 10:34 am

thats a good deal, AA wouldnt touch me, they said cos its a 4litre falcon - therefore performance car.if only they dealt in power to weight ratios :cry:

do you reckon thats cos your over 25 (and deemed to be responsible). they pretty much said to me, come back when your 25

cogent · Post by **cogent** » Tue May 06, 2008 10:38 am

just dropped Noelene an e-mail, will see what the outcome is

IH8TEC · Post by **IH8TEC** » Tue May 06, 2008 11:56 am

xsspeed wrote:do you reckon thats cos your over 25 (and deemed to be responsible). they pretty much said to me, come back when your 25

it's cause it makes allllllllllllllllllllllllllllll the difference :roll:

i'm still deciding atm, primarily i just want third part fire and theft. well at a minimum at least

Willdat? · Post by **Willdat?** » Tue May 06, 2008 1:31 pm

I'm 24 and have a Corolla BZ Touring, full cover with AMI costs $550/year, but the day I turn 25 it will drop to $280/year, less than 6 months to go!

xsspeed · Post by **xsspeed** » Tue May 06, 2008 1:32 pm

dammit just over 2 years to go

HZRDIZ · Post by **HZRDIZ** » Tue May 06, 2008 2:12 pm

$500PA with state, full cover and mods declared.

BZG FTW yall...

Since I have been back from aussie, i have been pretty much over throwing money into insurance and gas. The BZG suits me... haha

barryogen · Post by **barryogen** » Tue May 06, 2008 2:53 pm

xsspeed wrote:do you reckon thats cos your over 25 (and deemed to be responsible). they pretty much said to me, come back when your 25

my premium halved when I turned 25(or 26... so long ago, memory hazy

)... I went into the local office, and went nuts(politely, as yelling and screaming gets you no-where) at them asking what had changed over night, and managed to get it back dated 6 months.

Willdat? wrote:I'm 24 and have a Corolla BZ Touring, full cover with AMI costs $550/year, but the day I turn 25 it will drop to $280/year, less than 6 months to go!

As above, go in and ask them why it is not a gradual process, and why it is so black and white on birthday etc... you may be able to get it cheaper.

rolla_fxgt · Post by **rolla_fxgt** » Tue May 06, 2008 6:04 pm

Willdat? wrote:I'm 24 and have a Corolla BZ Touring, full cover with AMI costs $550/year, but the day I turn 25 it will drop to $280/year, less than 6 months to go!

Pretty much the same with me. 1 month to go. Can't wait for the savings

Except I'm with state for my Ae101 fxgt, and my contents, and is about $660 a year all up at the moment, $480ish is for the car.

quick6 · Post by **quick6** » Tue May 06, 2008 8:51 pm

Thanks for all the info/experiences guys, there are a few other options there to try. I was putting off posting again until I had a result from the broker, no word yet. Perhaps I gave her an incorrect phone number.........

Mike- · Post by **Mike-** » Tue May 06, 2008 9:09 pm

whats insurance?

but seriously i dont have any at the moment because i hardly ever drive my cars at the mo,

my old man (whose been in the industry a long time) suggested i get third party for myself, not for a car but anything i happen to be driving at the time, this could be a good idea for all those car fiends who cant say no to a bargain and end up with 10 on their lawn.

quick6 · Post by **quick6** » Wed May 07, 2008 12:41 pm

Right I just talked to the broker on the phone. The details of the offer I have so far (awaiting a fax for the whole lot) are $900 p.a premium with $1000 excess, named drivers only, 5 star alarm (any suggestions here?), 2 lock nuts per wheel. Which is a deal I am actually fairly happy with, and I also like the way there is a local office for me to deal with (read; cry in) if it gets damaged. Opinions?

xsspeed · Post by **xsspeed** » Wed May 07, 2008 1:11 pm

quick6 wrote:Right I just talked to the broker on the phone. The details of the offer I have so far (awaiting a fax for the whole lot) are $900 p.a premium with $1000 excess, named drivers only, 5 star alarm (any suggestions here?), 2 lock nuts per wheel. Which is a deal I am actually fairly happy with, and I also like the way there is a local office for me to deal with (read; cry in) if it gets damaged. Opinions?

through which company? sounds reasonable, i would have those items installed as piece of mind anyway.

i had a mongoose m80g on my last car, just have factory on current one.
AVS apparently is good, im putting one on my ee80 eventually.

quick6 · Post by **quick6** » Wed May 07, 2008 6:00 pm

Not sure which company yet, I forgot to pick up the details on my way out of work. I agree that stuff should be on there anyway and it would be, just thought I would leave putting alarm in just in case they wanted to get specific about brand/features. Might go for another M80g, I have one in my WRX and it has provided faultless operation + easy to get hold of round these parts.

cata · Post by **cata** » Thu May 08, 2008 7:50 pm

My altezza at the time (May '07) with coilovers, mags and 5 star alarm was and still is a bastard to get insurance for. All major companies as well as NAC quoted me between $2300-$2500 premiums per year with roughly $2000 excess/$3000 theft excess. This is with me being 20 at the time with a clean license, no tickets and no prior insurance claims.

Ended up going with my bank for $1400 premium and $2000 excess - however they wont let me have any more mods

I'm also currently on the lookout for insurance for when the 2jz goes in this year, which has been pretty terrible so far. The only place thats been suggested that I haven't tried yet is john rae insurance. Everywhere has said no straight up due to the value of mods or because the altezza is classified as a performance car

Toyspeed

Insurance again...sorry guys

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