loudstealthGT-Four wrote:With discs handbrake will work with no fluid as it is a drum brake inside the disc.
this is not true, plenty of smaller cars, particularly early 90s models, use a caliper that has a screw type arrangement on the piston - when you pull the cable it tightens the screw in to push the pads onto the disc.
handbrakes on drum rears just pull the shoes on
bigger / more expensive cars tend to have the small drum style handbrakes you described on the inside of the disc.
to answer BZGs question,
handbrakes are sometimes described as emergency brakes, and they are supposed to operate independently of the footbrake so the car can still be stopped even if the normal brakes have a fluid leak etc. they are traditionally mechanical in their operation (rather than hydraulic) so dont rely on fluid to actuate the friction material.
off the top of my head i cant think of a standard vehicle that uses a hydraulic handbrake, though its quite possible there are some.