Insurance help

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Insurance help

Postby RS13 » Fri May 27, 2011 9:26 pm

Hi guys,

My partner just bought her first car, however calling around the big insurance companies nobody is willing to insure her (even just third party) given the quake, living in Christchurch etc.. just wondering if anyone knew of any smaller companies who could help?

Cheers,

James.
Daily driver: Toyota RunX/Toyota Caldina
Ex: 2x AE101, 5x KP60, KP61, EP71, 3x KE70, KE72, AE70, AE82, 2x TE71, AE90, AE92, ST170, plus 11 Hondas, 12 Nissans, 6 Fords, 4 Mazdas, 3 Mitsis, an Isuzu and a Lada!

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Postby holden_fan2005 » Fri May 27, 2011 10:44 pm

Have you tried Clic car insurance?

http://www.cliccarinsurance.co.nz/
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Postby FST4RD » Fri May 27, 2011 10:59 pm

I thought state were insuring again here?
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Postby h8wrxs » Fri May 27, 2011 11:28 pm

are they really not insuring cars?????????

i just bought a house 5 weeks ago and got insurance?

i find it hard to believe no one will insure a car....
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Postby matt dunn » Sat May 28, 2011 10:58 am

Maybe because it's her first car and first insurance??
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Postby vr4boy » Sat May 28, 2011 11:44 am

what is it? that may be the issue.
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Postby RS13 » Sat May 28, 2011 5:12 pm

matt dunn wrote:Maybe because it's her first car and first insurance??


Perhaps, although I doubt it, they gave the quake as an excuse.

Its' only a 92 Pulsar, 1500 carbie auto. She has her learners and only really wants third party, preferably with a fire/theft clause.. maybe moderate risk? AMI suggested we put the car into joint ownership and insurance, that way I can tag it onto my current policy I have with AMI, but tbh I'd rather not do that!
Daily driver: Toyota RunX/Toyota Caldina
Ex: 2x AE101, 5x KP60, KP61, EP71, 3x KE70, KE72, AE70, AE82, 2x TE71, AE90, AE92, ST170, plus 11 Hondas, 12 Nissans, 6 Fords, 4 Mazdas, 3 Mitsis, an Isuzu and a Lada!

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Postby Elmendorf » Sat May 28, 2011 5:34 pm

It may have something to do with her being on a learners as well.

Have you tried NAC at a push???


Or try going though her bank. I did that with my first car, which was turbo and got full cover no issues (although it was over a decade ago that I did that) so things may have changed.
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Postby blindnz » Sun May 29, 2011 9:12 pm

I'd say its because shes on her learners. Insure the car in your name and allocate her as a driver should work.
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Postby base » Mon May 30, 2011 9:16 pm

try mobile insurance number is 09 5710710
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Postby Bling » Mon May 30, 2011 9:57 pm

blindnz wrote:I'd say its because shes on her learners. Insure the car in your name and allocate her as a driver should work.


I think he is trying to avoid having her linked to his policies, which is fair enough. :lol: :lol:
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Postby Elmendorf » Tue May 31, 2011 8:28 am

What about club auto? They claim on their advert that they understand and will ensure anyone.....
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Postby blindnz » Tue May 31, 2011 12:35 pm

Harlet wrote:What about club auto? They claim on their advert that they understand and will ensure anyone.....


usually that comes with massive prices, how far away is she from getting her restricted?
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Postby RS13 » Tue May 31, 2011 5:38 pm

BZG|Bling wrote:
blindnz wrote:I'd say its because shes on her learners. Insure the car in your name and allocate her as a driver should work.


I think he is trying to avoid having her linked to his policies, which is fair enough. :lol: :lol:


This. Lol! She has had her learners for years, very few lessons so still some time away I think.
Daily driver: Toyota RunX/Toyota Caldina
Ex: 2x AE101, 5x KP60, KP61, EP71, 3x KE70, KE72, AE70, AE82, 2x TE71, AE90, AE92, ST170, plus 11 Hondas, 12 Nissans, 6 Fords, 4 Mazdas, 3 Mitsis, an Isuzu and a Lada!

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Postby wde_bdy » Tue May 31, 2011 6:15 pm

If she is on her learners she can't drive without a supervisor in the car anyway so why the hell did she buy a car? That indicates high risk so no insurer will touch her. Tell her to at least get her restricted and then try again.

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Postby RS13 » Tue May 31, 2011 7:22 pm

wde_bdy wrote:If she is on her learners she can't drive without a supervisor in the car anyway so why the hell did she buy a car? That indicates high risk so no insurer will touch her. Tell her to at least get her restricted and then try again.

Callum


Steady on there fella, she is only getting her own car as she wants an auto and mine is manual. I'm going to be using it as a daily, and teaching her to drive in it.. she isn't the type to drive around on her learners uninsured anyway.
Daily driver: Toyota RunX/Toyota Caldina
Ex: 2x AE101, 5x KP60, KP61, EP71, 3x KE70, KE72, AE70, AE82, 2x TE71, AE90, AE92, ST170, plus 11 Hondas, 12 Nissans, 6 Fords, 4 Mazdas, 3 Mitsis, an Isuzu and a Lada!

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Postby DXROLLA » Tue May 31, 2011 8:07 pm

Try going through her bank, my missus had the same trouble on her learners ect, went to her bank and got 3rd party, but had to wait a couple of months before she could get fire and theft, unsure why? Btw she is with ANZ, maybe different if with different bank
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Postby RS13 » Wed Jun 01, 2011 11:30 pm

Sorted, thanks for the input guys. Her excess is nearly 4 times mine! Lol. :)
Daily driver: Toyota RunX/Toyota Caldina
Ex: 2x AE101, 5x KP60, KP61, EP71, 3x KE70, KE72, AE70, AE82, 2x TE71, AE90, AE92, ST170, plus 11 Hondas, 12 Nissans, 6 Fords, 4 Mazdas, 3 Mitsis, an Isuzu and a Lada!

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Postby Bling » Thu Jun 02, 2011 12:27 am

Lol ouch :lol:

So in case someone uses the search function.... what was the solution?
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Postby andrewgreen1000 » Sat Jun 11, 2011 11:56 am

Hey guys. I just bought myself a cheap gn250 to go to uni on etc. But all the main insurance cos still aren't doing new policys cos of quake. Does anyone know where is? I'm only on my bike learners and just want 3rd party. Cheer
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Gone, but not forgotten: '81 KP Starlet, '92 Ae101 Truneo, '97 BZ-Touring Carib, '96 LWB Bighorn, '96 Bogan mobile Levin.
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