NAC like to charge lots of excess's....
ie if you have an accident and hit 3 cars
each car is a seperate excess.... so if you have a $1000 excess (common with them) thats a $3000 excess....
That was correct. But since some random corporate stuff happened with NAC and IAG they dropped it from what I gather from my policys.
My old excess was 1000$ to cover my car, 1000$ for any one elses car (and 1000 per car after that too...) and like another value for theft. And probably another one for glass.
The latest excess was flat 800 I think.