$12k - What to get?

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Postby MINTFX » Mon Jan 09, 2006 10:58 am

Hmmmm. For a $12000 Integra Type R state want $1500 a year which is affordable for me, But maybe NAC would be cheaper than that? Ill have to give them a ring today.
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Postby Ako » Mon Jan 09, 2006 11:00 am

Just out of curiosity, whats a type R like to insure? And what pricing are they going for these days?

If you're financing, changes things a bit too. Spending 2K to get a fast n/a car over a cheaper (but harder to insure) turbocharged one may as well have been spent on insurance in that case anyway.

At 18 I was paying 1600 per year, on a twin turbo VR4, all mods declared. I'm sure a lot of people have examples similar. As has been said, call around on insurance pricing and availability, you may be very pleasantly surprised, trust me.
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Postby MINTFX » Mon Jan 09, 2006 11:15 am

Ok so the companies I have rung so far ar:

Type R 1996 Integra $12k worth with exhaust/lowered

AMI: $2000 Per year, $1500 excess (Went in and got a quote)
State: $1500 Per year, $1000 excess (Went in and got a quote)
NAC: $1800 Per year, $1200 excress (Rang up)
AA: Wont insure me (Went in)
Tower: Around the $2000 if standard, Wont insure me if modified.

What company are you with Ako? Also who else can I ring?

Edit, Just rang state and they said I need my full licence before they will even consider looking at insuring me for an integra. Useless calling the company over the phone.
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Re: $12k - What to get?

Postby barryogen » Mon Jan 09, 2006 1:21 pm

MINTFX wrote:Hey, Im just curious as to what everyone here would buy car wise if they had $12000 to spend.


Honda Civic and 100 Neon kits... 8O

:lol:
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Postby barryogen » Mon Jan 09, 2006 1:23 pm

CozmoNz wrote:just get an mr2 turbo, you know you wanna, get a gen 3+ :).

wrx's can weep as you fly by. (less its the EXPENSIVE wrx lol)


they're weeping because they know they just got beaten by a "hair dresser"
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Postby UTERUS » Mon Jan 09, 2006 1:38 pm

Try NZI, they have been pretty nice to me
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Postby MINTFX » Mon Jan 09, 2006 2:29 pm

UTERUS wrote:Try NZI, they have been pretty nice to me


The premium isnt so nice :lol: They want $2600 a year. I may just end up going with NAC as I think theyre not as hard on you if it is modified.
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Postby rollas22 » Mon Jan 09, 2006 3:00 pm

Duno if this been said before but here goes........

Get a rota, ull only live once bro so go hard n get a tang!!! :wink:
KE-Corolla's for life!!!
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Postby MINTFX » Mon Jan 09, 2006 3:40 pm

rollas22 wrote:Duno if this been said before but here goes........

Get a rota, ull only live once bro so go hard n get a tang!!! :wink:


Cheers for the comment but I think I will pass on that one 8)

Did any Soarers come manual from the factory?
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Postby Mr.Phreak » Mon Jan 09, 2006 3:48 pm

Yup, but good luck finding one, conversion isn't too bad however

BTW, don't forget the small print on insurance policies......for NAC its standard practise to have an excess for damage to your car, and another excess for any third party damage
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Postby MINTFX » Mon Jan 09, 2006 4:32 pm

Yea the guy said that. $1200 for my own car and $1000 for the other car. I think a Soarer would be too much to run as I am pretty heavy footed sometimes, And im looking for a manual. Maybe I should just get a regular VTi-R Integra.
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Postby V8MOFO » Mon Jan 09, 2006 4:40 pm

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Postby MINTFX » Mon Jan 09, 2006 4:54 pm

Chromiez :? Ive always like Supras but if I was going to get one id want it to be turbo. Ive been whorin trademe all day and cant find anything I like except a GTI-R, Type Rs and Silvias.
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Postby bzr ae111 » Mon Jan 09, 2006 5:18 pm

...if i had the cash u had to spend on a car id hav a r32 gts-t (or gts4)..of course thats just my personal preference but u cant go past a skyline in way of reliability n pure 6 cylinder grunt :D
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Postby MINTFX » Mon Jan 09, 2006 5:30 pm

bzr ae111 wrote:...if i had the cash u had to spend on a car id hav a r32 gts-t (or gts4)..of course thats just my personal preference but u cant go past a skyline in way of reliability n pure 6 cylinder grunt :D


Yea I had definatly considered that. Most of them these days are old and tired. Theres still a few decent ones out there but im not really a huge fan of them.
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Postby luvnit » Mon Jan 09, 2006 5:42 pm

why not get a r33 turbo skyline, for 12k you should be able to get a decent example
i want a turbo, why not 2... new car
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Postby Al » Mon Jan 09, 2006 5:47 pm

Yeah a mate of mine just bought a auto r33 gts25t for $5k.
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Postby rallymazda » Mon Jan 09, 2006 6:37 pm

ive got my levin with NAC and after the first year with no claims the payments have halved, so once you get a clean record itll become cheaper ( add a house on to insurance and anyone will insure you)
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Postby MINTFX » Mon Jan 09, 2006 7:32 pm

rallymazda wrote:ive got my levin with NAC and after the first year with no claims the payments have halved, so once you get a clean record itll become cheaper ( add a house on to insurance and anyone will insure you)


Yea I was sorta hoping there would be a cut in the premium. I would love to be buying a house at the age of 17 but somehow I dont think I can afford a mortgage :)

As for the R33s, Im not a huge fan of those but maybe at the right price. But the insurance will most likely be too much for me. I think I will stick to an N/A car. Maybe a levin/corolla/civic/integra. Will have to take them for a drive to see which one I like and power differences.
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Postby luvnit » Mon Jan 09, 2006 7:41 pm

insurance isnt to bad for a turbo car, im paying 90 a month for my slightly modified vr4, im with insure direct i think
i want a turbo, why not 2... new car
1993 mitsubishi galant vr4 TT
now with a poked rear diff

http://toyspeed.blakjak.net/profiles/pr ... hp?id=1464 - updated with new car
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