$12k - What to get?

[MINTFX]

insurance isnt to bad for a turbo car, im paying 90 a month for my slightly modified vr4, im with insure direct i think

Hmm I will have to give them a ring. I think I will end up going with NAC as state seem to run off screaming when you lower your car. $1800 is pretty steep for the first year but I guess itll go down. I definatly dont want to drive the car without insurance.

luvnit, how long have you been insured for? Your premium works out to be $1080 a year which is pretty cheap, also what age are you?

[luvnit]

im 19, and the vr4s only been insured for a month, and only the second car iv had insured had under my name, iv only had my full for just under 2 years

[MINTFX]

Ahhhok. It is most likely pretty expensive because its the first time im insuring something and I wont have my full for very long when I actually get around to getting the car. I will give Insure Direct a ring tomorrow and get a quote from them.

[Scotty]

have you been insured under your parents name or a driver on there car? if you have you can ask about having the no claims transfered across. I got 30%.

[MINTFX]

have you been insured under your parents name or a driver on there car? if you have you can ask about having the no claims transfered across. I got 30%.

Yea my FXGT is under my dads name and I think im the named driver (I hope?) Ive had that insured for a year and have already had a 30% no claims bonus nocked off. Not too sure though. Thats with AMI and I think they will probly be pretty tight arsed aswell when it comes to modifying it.

[Si]

1800 per year works out to 5$ per day,

so imagine waking up in the morning, putting 5$ in your car just so you can safely make it move. 5$ you probably wont get back. ever.

[Alex B]

imagine crashing into a new merc etc, imagine paying that off for the rest of your life

[KiwiMR2]

12K could see you in my car 196 rear wheel kilowatts prior to the side mount intercooler & power fc ecu (should be good for 220 rwkw with a tune). 4 months ago I had the cambelt, water pump, tensioners, idlers, and thermostat all replaced, it drinks ZERO oil, is in minit condition. Best bang for your buck for sure! Im in Wellington too

Your insurance quotes sound really high.....have you tried via a broker?? The TT VR-4 we sold recently was to a 21 year old male with no previously insured cars...he had prices like yours till I reccomended a couple of brookers. Mine is insured currently & there may be an easier/cheaper way to use the exact some person I use via my brooker, then it's really just the age effecting the price as she doesn't really understand about mods so just lists them as I add them

Cheers
KiwiMR2

[MINTFX]

Id love to buy your MR2 but theyve only got 2 seats. Anychance you could recomend a broker to me? So what is the difference between an insurance broker and something like state/ami/nac?

[Santa'sBoostinSleigh]

if you go type R you will automatically have flags coming up with the insurance cos, especially at your age
same with a silvia etc, even if its non turbo, some munter will want it 'for a drift car auu'
plus they are all hot list type cars that will probably get stolen, stripped and burnt out


john rae insurance broker

pioneer insurance 0800 pioneer

avoid NAC if possible


how about a 2L 96 Curren? (see link in sig )
and i'll have your FX

[barryogen]

how about a 2L 96 Curren? (see link in sig )
and i'll have your FX

I'll definatly second that, the curren is nice as a car that will give you celica specs(basically a celica with different body), but more likely to pass under the radar as they are less popular(in a good way).

I had one as my first "decent" car, and it took a 110,000km thrashing, and kept going(I bought it with 70km, sold with 180) I met the "new" owner, and he has just ticked it over 265km.

If my wife(girlfriend of the time) had liked it, I would never have sold it(yep, whipped)

[MINTFX]

Just rang Pioneer Insurance and they seem to be the cheapest so far. $12000 96 Integra Type R lowered with exhaust $1k worth mods for $1350 a year. Certainly cheaper than NAC and the person I talked to was alot better.

So with the insurance broker, Should I just give them a ring and get a quote? Or do they go through the companies and get me the best deal?

[mr pad]

(yep, whipped)

You said it.

[KiwiMR2]

Id love to buy your MR2 but theyve only got 2 seats. Anychance you could recomend a broker to me? So what is the difference between an insurance broker and something like state/ami/nac?

Hehehe....I guess it would be alright for you & the missus but yeah, you'll struggle to get the kids in as well

Cheers
KiwiMR2

[Santa'sBoostinSleigh]

like i said for the broker - John Rae
look in the online white/yellow pages
ive known him for years
hes a race car driver among other things
and he cant be that bad:
http://stuff.co.nz/stuff/dailynews/0,21 ... 02,00.html
he just had his merc impounded for sustained loss of traction....

[Leon]

He's my insurance broker too. I have the road car (boringwagon) and the club car insurance arranged through his company. Very good to deal with I have found.

[MINTFX]

Ok sweet as I will give him a ring today and get a quote. Seems like a cool enough dude.

[Si]

mr john rae was caught underr the boyracer act donig a skid

info on stuff.co.nz

[Santa'sBoostinSleigh]

mr john rae was caught underr the boyracer act donig a skid

info on stuff.co.nz

duh Simon, i just posted that above....

[MINTFX]

Hahaha yea good on him.