Written off cars

[B ROWDY]

Sooooooooo being that the Sera failed to take a corner the other day and no longer goes, how farked does it need to be to be written off?

[Caveman]

written off is an insurance term

go to the aa and take both the plates and registration card. you will have to declear the car as either damaged beyond repair, permanently off the road, etc, etc

you can also get a refund of your registration if you still have any left.

[B ROWDY]

No the insurance people have to look at it, I dont give a shite bout the rego, I just wanna make sure its a write off

[Caveman]

sorry miss read the question basically bent chassis, extensive damage to non replaceable panels (i.e not front quarter, doors, glass, boot, etc)

or if the car is old they will just pay you 'market value' which unfortunatly is sfa

[B ROWDY]

Well when I rang up to make a claim they said a value of XXXX, minus excess, they cant go back on that can they?

[Caveman]

get it in writing

[B ROWDY]

Yeah it was on my last statementy thing from them. And I should take my stereo and stuff out first eh?

[solitaire]

throw an old stereo in dude, they will keep everything... you wont get your stereo back... take anything off it you want but just make sure it looks stock when your finished... theres no harm in taking out a stereo because its not relevant but if they see a big gaping hole where the stereo used to be they will ask questions...

[B ROWDY]

Ive got the original one we took out of it, so Ill poke that back in

[86_rolla]

mums 200sx was insured for 11g (that was a fixed value) it had 9 grand worth of damage and they still fixed it, so there has to be quite alot

[B ROWDY]

They will repair it up to the value of 75% of the car, my chassis has been compressed and the doors are jammed etc so I dont think they will, and the paint job to re-do will cost more lol

[B ROWDY]

Actually does the paint job come in to it??

[solitaire]

Is the paint job custom?

if so did you specify it on the policy? if not they dont have to do anything...

[B ROWDY]

yeah its custom and I definatly let them know, they had to deal with it when it got hit last year

[solitaire]

Smart Man

Well if its included in the total value of the insured some (which it will be because you mentioned it) then that will be part of the 75% i would say

[Dell'Orto]

Just make sure the hatch glass is smashed, that'll make it a write off

[B ROWDY]

yeah what can I whack it with to make it break but not look dodge?

[Leon]

Assuming it's safety glass, just give it a bash, and it will turn entirely into shrapnel. They won't have a clue what caused it.

Insert suitable disclaimers about insurance fraud here

[Dell'Orto]

yeah what can I whack it with to make it break but not look dodge?

Centre punch

[B ROWDY]

Maybe I should hit the door galss too

You guys better not tell either