VIEWS/THOUGHTS/OPINIONS: Compulsory insurance for Drivers

[Jazza]

3. restrictions on what vehicles can be owned by age.. ie under 18 nothing above a 1.5/1.6, over 18 go for gold as you're an adult.

A 1.5 litre car can still do a burnout and hit 150km/h

[Silent Knight]

'Boy-Racers' will be more reluctant to show off in front of all their friends and girls by doing a burnout in a 1.5l Corolla (That looks like his granny's car) as opposed to do so in their Supras.

[Jazza]

Id still think you were cool if you did it Hanre

More to the point. yeh your right. But i caught the bus outside Howick College this morning and there were 5+ guys who drove past in 323s, corollas, etc. Cut springs, 5 inch exhausts, stock wheels and 3 different coloured doors... Oh and mirror tints...

Like they care? Theyre the ones who are "too cool" to have insurance and road worthy vehicles.

[big_boy]

Also, is it just me, or when they show on TV hoons doing burnouts or causing trouble, they always seem to be in $hit box cars. Not high performance Skylines, or Supras or EVOs. The last footage I saw on TV3 was of what looked like a Nissan Patrol doing skids and other "normal" cars. These cars are easily insured, but turbo vehicles are not. So it's the drivers, not the damn cars. Just because you own a rear wheel drive turbo car, doesn't mean you've going to drift it aournd all the corners, or do a burnout at every set ot lights.

be careful what you say there i cant insure a nissan patrol 4.2L turbo deiseal but i can insure a 1999 3L turbo supra you tru figure that out?

[pjay]

be careful what you say there i cant insure a nissan patrol 4.2L turbo deiseal but i can insure a 1999 3L turbo supra you tru figure that out?

weird that aye? i can insure my GTZ but i couldnt insure a 626

[Ard Righ]

Compulsory 3rd party will be good, as it should have the effect of removing some of the badly maintained and barely road worthy cars from NZ roads.

Which means it's a bit safer for the rest of us.

Also should mean less excess payments and so-forth for for those with full insurance, because the companies wont need to be covering that cost of the uninsured driving on the roads.

Lastly, compulsory advanced driving training for restricted drivers should be enforced, which will improve driving skills in general, and give people better skills to avoid accidents, should they be in that situation.

And then better enforcement of the insurance and warrant issues, for direct impound of unroad-worthy cars, and that will solve 'boyracergate' IMO

[Emz]

Just because you own a rear wheel drive turbo car, doesn't mean you've going to drift it aournd all the corners, or do a burnout at every set ot lights.

awww why not? lol

I reckon it just comes down to enforcing the laws we already have. We don't need to make more unenforcable laws as we all know authorities are stretched too much as it is. As has been mentioned before (which I thought was a goog point), there is not enough space in prisons or supervison for community/military work to give offenders real punishment.

Fines don't work coz people dont pay, and most of the cars are worth next to nothing when they are confiscated and sold. Especially if they are under finance as the money goes onto the hire purchase account so the fines remain unpaid anyways

[Prymal]

Definate good idea ...

then everyone is covered in one way or another ..

[Crampy]

Hit them where it hurts. Take their cars off them for good, ban them from driving. None of this 28 days cr@p. If they keep offending, there's only one way to stop them. Stop them from driving fullstop.

I can't believe people that are disqualified from driving can get exemptions to drive to work. Maybe they should have thought about that BEFORE they broke the law.

So, all in all, criminals have too many rights! You break the law, you are no longer a person of society. You make the decisions, you pay for the consequences of your actions.

[Crampy]

be careful what you say there i cant insure a nissan patrol 4.2L turbo deiseal but i can insure a 1999 3L turbo supra you tru figure that out?

weird that aye? i can insure my GTZ but i couldnt insure a 626

Damn, now that is weird. What is up with insurance companies???

Oh oh I know. The Patrol has a bigger engine, so it must be faster than a Supra. Is that right? Must be how insurance companies think.

[Crampy]

I also think compulsory insurance (third party) is a very good idea. But, to make it compulsory the insurance companies can hike up the prices, due to it being a necessity to drive the car. There needs to be some form of regulation to protect the non offending, law abiding citizens from being overcharged.

[IH8TEC]

Hit them where it hurts. Take their cars off them for good, ban them from driving. None of this 28 days cr@p. If they keep offending, there's only one way to stop them. Stop them from driving fullstop.

I can't believe people that are disqualified from driving can get exemptions to drive to work. Maybe they should have thought about that BEFORE they broke the law.

So, all in all, criminals have too many rights! You break the law, you are no longer a person of society. You make the decisions, you pay for the consequences of your actions.

it costs about 800ish to get tat exemption though, and beleive they go to court about as well.

also with your thing about them showing burnouts etc on the news. is it just me or do they seem to show the same cars in the same places doing exactly the same burnouts

they must have a clip or something, cause they always show the person in the shitty white commodore.

[johndoe]

It's a good idea in theory but in reality you are giving the insurance companies a monopoly. Premiums will go through the roof and it will affect us people with common sense and have it in the first place. They need to have some sort of system where if you have had insurance for a certain amount of time there will be no increase in your yearly insurance bill, and make all those who drive around with no insurance pay the price and drive the prices right up for them. Just my thoughts anyway...

[Crampy]

It's a good idea in theory but in reality you are giving the insurance companies a monopoly. Premiums will go through the roof and it will affect us people with common sense and have it in the first place. They need to have some sort of system where if you have had insurance for a certain amount of time there will be no increase in your yearly insurance bill, and make all those who drive around with no insurance pay the price and drive the prices right up for them. Just my thoughts anyway...

Yeah, it needs regulation from the Government or something. We all know how useless the Government is a regulating stuff though.

[Mike-]

i havnt had any insurance in a while, i tend to drive safer now tho, eg no more tailgating or excessive speeding. i dont see how compulsory insurance is gonna change much with boyracers, afterall idiots will be idiots

i agree with the guy who said you should have to ride a motorbike before you can get a car license, natural selection will take care of the rest
some people just dont know how to drive around corners, theres no thought about the simple physics, they just yank the wheel.

also there needs to be specific training on how to enter and exit a motorway before you can get your license USE THE WHOLE MERGING LANE DAMIT!! i hate it in rush hour when people will get to the bit where the onramp and motorway meet then stop and wait for a gap.

rant over

[slighty_sykotic]

I'm all for compulsory 3rd party insurance but I doubt it will help the problem. Resitting licences won't do a thing, although most NZ drivers have the skills of an amoeba behind the wheel it is still sufficient to pilot a car safely on our roads.

Taking cars away won't be a deterrent, the "boy racer" on Campbell Live the other night said as much. Youngsters don't care about the cost of finance, they'll just go buy another car (or get mummy and daddy to buy them another). The munters who do skids in chopped/lowered $300 sh*tboxes won't have problems with getting another disposable car. Might John Rae doing "wheelies" in his AMG Merc though

Power/weight calcs on car ownership are hard to enforce when I could get a standard FXGT, change the computer/cams/head and significantly increase the power without it being visible to any testing officers. Australia has similar regimes in Victoria and NSW where lists of cars are banned, L-Platers can drive a Lotus Elise but not a new nana-spec Volvo (the Volvo has a low-pressure turbo so it must be dangerous). And it stops kids from driving their parents cars, even when the family can't afford a second car for little Johnny to drive himself. It's another sledgehammer to crack a walnut solution.

IMO, until something is done to change the attitude of drivers things won't change. That applies equally to Joe Average (who overtake in stupid spots, don't stop for red lights, don't give way, cut into queues, take naps at 100km/h, drink-drive etc etc) and the boy racers (I own the roads and am entitled to do whatever the hell I like). The day that the cops start throwing people in jail for acting like arrogant pr*cks on the road is the day that the public might wake up and understand that being entitled to drive a car on a public road is a priviledge, not a right. And then it doesn't matter what car they choose to drive or what insurance they have.

Nothing less will stop the boy racers.

You right. 100%.

Go sit at a local stop sign and watch. 99% of everyday people do NOT stop. If they can break the law, why do others have to follow it?

You will find more often than not drunk drivers are adults. Not these "boy racers".

Again, why should the boy racers follow laws if their "parents" don't?


Total driving attitude HAS to change. Its the only way.

And like others have said, more laws is going to do $&#$% all. Needs to be, you drink drive = you lose lience for year. You do it again EVER (not just in a time period), you go to jail for 90days. 3rd time and its to a judge for a year or more.

Not enough jails? Build more. $&#$% auckland's new convention centre or whatever I saw the other day. $&#$% feilding's clock tower. More jails. They don't have to be flash, asia manages to make cheap jails....




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ban them from driving. None of this 28 days cr@p. If they keep offending, there's only one way to stop them. Stop them from driving fullstop.

That doesnt work. Fullstop.

The ones that are going to do it are just going to keep on driving. Every car you are caught driving whilst desq is impounded already, no matter who owns it. They just find another one.

--Sykotic

[Crampy]

Yes I know it's hard to enforce. But, in reality they need to be stopped from driving. Hell, in some countries they still cut peoples hands off for stealing hehehe.

As said, the Police have enough powers, but often don't use them enough.

[Crampy]

Also, Asia is well known for not adhering to human rights and needs, so we can't build cheap jails like them to house these criminals.
Our prison system has to give an adequate level of accomodation to abide by the law.

[slighty_sykotic]

As said, the Police have enough powers, but often don't use them enough.

What??!?

Police can do no more than put you before a judge, or impound/supend your liecence. Which they do whenever they can.

It's the frekin courts, not the police. The courts decide punishment.

Also, Asia is well known for not adhering to human rights and needs, so we can't build cheap jails like them to house these criminals.
Our prison system has to give an adequate level of accomodation to abide by the law.

And who the $&#$% cares?!??! THEY ARE CRIMINALS. Kill the whole $&#$% lot for all I care.

--Sykotic

[Ard Righ]

Also, Asia is well known for not adhering to human rights and needs, so we can't build cheap jails like them to house these criminals.
Our prison system has to give an adequate level of accomodation to abide by the law.

And who the $&#$% cares?!??! THEY ARE CRIMINALS. Kill the whole $&#$% lot for all I care.

--Sykotic

You realise a large number of the prisoners in China, are political prisoners ? Who might have done nothing more than call a politician a bad name, or carried a banner down the street ?

Political prisoners in China get arrested for all of the most bullshit reasons, they shouldn't be in prison in the first place.