Toyspeed.org.nz Message Board

Toyspeed Profile - MrOizo · by **MrOizo** » Tue Nov 04, 2008 1:59 pm

Just wondering what there is out there again as far as insurance goes.

Even a broker that people have had good experiences with?

by **lucasthefallen** » Tue Nov 04, 2008 3:11 pm

tried toyota insurance?

im under 25, drive a gt caldina wagon, at the moment im paying $40 a month for full cover, and excess is $500. ( i did get a staff discount, but it wasnt much )

by **GTCRSHR** » Tue Nov 04, 2008 3:23 pm

Toyota insurance was good for my daily,

and insuredirect for my modified, had no problems insuring it with them,

by **rolla_fxgt** » Tue Nov 04, 2008 3:24 pm

lucasthefallen wrote:tried toyota insurance?

im under 25, drive a gt caldina wagon, at the moment im paying $40 a month for full cover, and excess is $500. ( i did get a staff discount, but it wasnt much )

They don't cover anything over 5 or 10 years old I was told when I enquired, although they do only repair with brand new genuine parts which is a bonus.

OMG so shiny! · by **Dell'Orto** » Tue Nov 04, 2008 3:25 pm

Barstow got me a sweet deal through NZI for my new car, less than half what I used to pay for the MR2 :lol:

Yay for being over 25!

by **darkwolf** » Tue Nov 04, 2008 4:32 pm

I just insured my BMW 540i (4.4L V8 210 KW) with CLIC car insurance who is underwritten by AMI for 960/annum. Not bad for a guy with about 2K+ of fines still being paid off. Granted most were for warrant and reg (damned celica) but it still counts and still makes me look really bad with insurance companies.

Edit not quite 2120KW

by **1I1** » Tue Nov 04, 2008 4:38 pm

+1 for Toyota insurance. Didn't care about wheels and that the car had been lowered so long as the wheels weren't over 20% (i think) of the value of the car and that it was legally lowered. Under 25 and think its around $30 a month (for a very powerful car IMO) for the rolla :lol:

by **1I1** » Tue Nov 04, 2008 4:40 pm

oh and they don't discriminate against turbo's........... so long as its a Toyota :wink:

by **touge rolla** » Tue Nov 04, 2008 4:41 pm

darkwolf wrote:I just insured my BMW 540i 4.4L V8 2120 KW

2120kW

Yeah I'm with CLIC $1035 a year all mods listed. Everyone seems to get cheaper insurance than me no matter who I'm insured with though

by **darkwolf** » Tue Nov 04, 2008 4:44 pm

touge rolla wrote:
darkwolf wrote:I just insured my BMW 540i 4.4L V8 2120 KW

2120kW
Yeah I'm with CLIC $1035 a year all mods listed. Everyone seems to get cheaper insurance than me no matter who I'm insured with though

Oops. Damn typing quickly.

Now edited.

by **AE86less** » Tue Nov 04, 2008 4:49 pm

touge rolla wrote: Everyone seems to get cheaper insurance than me no matter who I'm insured with though

I'm feeling that pain.

Was with NAC on the AW11, stock standard car and was paying $1100 per year, and that was my cheapest quote!

by **darkwolf** » Tue Nov 04, 2008 4:53 pm

AE86less wrote:
touge rolla wrote: Everyone seems to get cheaper insurance than me no matter who I'm insured with though

I'm feeling that pain.

Was with NAC on the AW11, stock standard car and was paying $1100 per year, and that was my cheapest quote!

What do you guys have to pay for excess though. I'm 2.5K outta pocket if I get into trouble.

by **AE86less** » Tue Nov 04, 2008 4:55 pm

Ouch. I was $1500.

I'm also keen on recommendations, scoping insurance for my (soon to be) new AE111 atm..

Website · by **Bling** » Tue Nov 04, 2008 4:58 pm

2.5k ouch!!! I think (being over 25 ftw) mines around the 250 mark with toyota insurance.

AMI wanted the same amount for a stock standard car and wouldn't cover my "high risk high performance mods" :roll:

All I have is rice, no engine mods or anything haha bloody ricer tax :evil:

by **darkwolf** » Tue Nov 04, 2008 4:58 pm

AE86less wrote:Ouch. I was $1500.

I'm also keen on recommendations, scoping insurance for my (soon to be) new AE111 atm..

I've got the car valued at $13,000.00 but I think I need to raise that as I can't find one anywhere near as good of a condition for that price. So that might be why the premium/excess etc is as high as it is. However I'm happy as a pig in mud as my 1989 Corona cost me $89/month for insurance at $2,500.00 agreed value with $500.00 excess. So win some, lose some.

Should also have mentioned I'm 22 with a restricted licence.

Website · by **Bling** » Tue Nov 04, 2008 5:00 pm

$89/month for an 89 corona? really?? that seems like way too much to me, i'm guessing just third party or do you pay for full cover on it?

by **darkwolf** » Tue Nov 04, 2008 5:02 pm

BZG|Bling wrote:$89/month for an 89 corona? really?? that seems like way too much to me, i'm guessing just third party or do you pay for full cover on it?

That was only third party. I now have full, cover on the BMW and it costs less.

Website · by **Bling** » Tue Nov 04, 2008 5:03 pm

Sweet, they can be robbers at times aye

well most of the time :lol:

by **touge rolla** » Tue Nov 04, 2008 5:05 pm

$1500 excess for me $2000 if the mrs is driving .
Ridiculously large insurance excess pisses me off. It goes against the point of insurance. If I had the thousands of dollars lying around to afford the excess I wouldn't bother with insurance would I?

by **GTCRSHR** » Tue Nov 04, 2008 5:10 pm

touge rolla wrote:$1500 excess for me $2000 if the mrs is driving .
Ridiculously large insurance excess pisses me off. It goes against the point of insurance. If I had the thousands of dollars lying around to afford the excess I wouldn't bother with insurance would I?

if you run into/write off a $100,000+ merc /bmw /ferrari etc $2000 will seem insignificant

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Insurance - Once again!!

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