Insurance Companies Rant....

[Boosted_162]

Well i got my own rant now

Got my bill for my Swift, the premiums are ok (its about $1k if i pay by installments - its brand new, value $24k) but my theft excess is horrendous....




....$4800!!!

Apparantly its common for underwriters to put a high excess on cars like the Suzuki Swift. Its bullshit, im gunna shop around. Im sick of my broker, and sick of NAC. Been with them about 5 years and then get this.

[Dell'Orto]

Though realistically, most hairdressers get paid pretty well, so wouldnt need to steal a car

[Boosted_162]

Then how do you explain the $1200 excess on my MR2??

[strx7]

thats a ridiculous excess your your swift! flick megan an e-mail if your over 25

[Boosted_162]

thats a ridiculous excess your your swift! flick megan an e-mail if your over 25

Nope unfortunately im only 21... Ive been with NAC through my broker for years, but they have definately lost a customer this time.

[Boosted_162]

Huge thanks to Megan for hooking me up with a much better deal!!

[Emperor]

Sucks I couldnt get a better deal through Megan, but that is due to my past record.

Cheers for your time tho Megan

[Bling]

*drags trawler net a couple pages down*


My premiums dropped 15% this year

[Adamal]

Now go post in the turbo vs NA fuel efficiency thread

[Bling]

All of my cars are N/A so not much point

[Adamal]

N/A as in Not Able?

[Cakky]

I actually got a really good deal with AA for my car and contents, with modifications included.

[bs]

Business Insurance for the win! It's so much cheaper than personal/private insurance.

[Bling]

For what exactly? I thought vehicles used as part of a business cost a lot more to insure..

[bs]

For what exactly? I thought vehicles used as part of a business cost a lot more to insure..

I was paying $1100 a year with no claim's with CLIC for the Caldina (GTT). But now am only paying $820 before no claim's bonus. And Excess is a lot lower to.
And am paying $450 before no claim's bonus for the Hiace.

I haven't insured any other vehicles for a business so I can't comment on them being more to insure. Could be to do with how much they are used per day, and the kind of good's they carry. But the number's don't lie

[Bling]

Yeah just wondered as our work vehicles cost almost double I think, but do a lot of mileage. Out of interest though what company is that with as i'll mention it at work.

[bs]

Yeah I take either one to work. Depending on what I have to take / what mood I'm in. And don't do more than 60km's a day.
It's threw Lumley General Insurance. Went threw a local broker.

[strx7]

My premiums dropped 15% this year

lucky! turn 25 maybe?

Could be to do with how much they are used per day, and the kind of good's they carry.

Its rated on what they are used for and the location basically so if you are a courier in auckland you will pay through the nose where as a mobile mechanic in rotorua may be fairly cheap etc

Quite often people have the misconception that commercial cover is much dearer where as its often not the case at all.

[B1NZ]

Business Insurance for the win! It's so much cheaper than personal/private insurance.

Not in my case, I'm paying about $300p/a less than you are for my 2nd most stolen car in the country car privately

[bs]

Business Insurance for the win! It's so much cheaper than personal/private insurance.

Not in my case, I'm paying about $300p/a less than you are for my 2nd most stolen car in the country car privately

Age might have something to do with that, being under 25 doesn't help! And people's history to.