Moderator: The Mod Squad
tiny2009 wrote:Had a real rough dealing with insurance over this not long ago. Everything that is non standard make sure they know about it. And document what you have told them. Everything from engine mods, wheels etc to basics like aftermarket stereo, shift knob. If they can find a reason not to pay out they will take it.
My experience with this was with one insurance company in particular, I wont name them on here but PM me if you want more details.
Quint wrote:Not just cock, large cock.
Mr Ree wrote:Classic car do a good deal for low annual km cars.
And they don't treat anyone with a modified car as the devil with a big wallet.
rollaholic wrote:you might be surprised, i have a friend who is semi senior at an insurance company. they have told me in the past they could find grounds to deny 50% + of claims they get, but they dont cos its bad customer service.
as for mods needing to be contributing to the accident to get your claim declined, dont be so sure. from what the above friend has said, if you've got unlisted mods, particularly major ones, and they want to turn you down they'll say that had they known about the mod they would not have insured you in the first place. then they declare your policy void, cancel it, refund whatever premiums you have paid and send you on your way.
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